Insider Tip: My Strategy for Saving Money

To save money, I act like I don’t have any. 

That may sound odd. So I explained exactly how I do it in a recent story I wrote for Business Insider.

First, I actually like putting away money. As a child, I had my own little bank in the shape of a mailbox. I remember it being a gift from my grandfather, who’d worked for the United States Postal Service. I’d slide coins into the shiny mailbox and grew up learning that it was important to have my own money so I could take care of myself.

As an adult, I’ve set savings goals like traveling and having an emergency fund. The savings strategy that has consistently worked for me is the one where I transfer money out of my checking account, put it in a separate, online savings account with a higher rate of return — and then pretend like my stash doesn’t exist. 

If we’re lucky enough to be working, and to be able to save some extra money, this mind and money trick can be a way to save for education, debt reduction, a “freedom fund,” and more.

I think this strategy can be especially important now, especially for people who are fortunate enough to have additional money as typical spending activities are off limits.

Having savings in the form of an accessible emergency fund is important for many reasons. It provides some cover if things suddenly go south (with jobs, health, or other unexpected expenses). And having savings allows us to have a bit more freedom when it comes to choices like travels and even how we earn money.

Unfortunately, we can’t go to Europe now from the United States—or really move about freely. But, if we’re lucky enough to be working, and to be able to save some extra money, this mind and money trick can be a way to save for education, debt reduction, a “freedom fund,” and more. (I once used it to fund travel to Europe, across three countries, for a month.) 

Even with $20, $50, or $100 at a time.

So have you met your savings goals? Or do you want to? I’ll plan to revisit this topic again because it’s so important.

Read my story in Business Insider to see exactly how this game of pretend has helped me — and could help you. (Just remember this is not financial advice.)

Then feel free to follow me on this blog, and on Instagram and my YouTube channel (!) to keep up with my latest tips and news. Or feel free to comment or email me if you have questions.

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Want to Quit Your Job? Ask These 4 Financial Questions First

If you’re longing to quit your job, you’re not alone. In fact, 3.6 million people quit their jobs in one recent month, according to a September 2019 release from the Bureau of Labor Statistics. And a third of US workers seriously considered quitting in the three months prior to one 2019 survey.

I was one of the people who considered quitting in recent years — and actually did it! — so I know how you may be feeling. But whether you want to get a new job (perhaps with a better salary or more growth potential) or work for yourself (like I do now), it’s important to think ahead. And a certified financial planner can help.

So I wrote about four questions to ask a CFP before you resign. Or, at minimum, four questions to consider for yourself. Because quitting can feel great. But being well prepared for your next phase can feel even better.

Check out my story on BusinessInsider.com to learn more.

And if you’re thinking about quitting to become a writer or editor, work in communications, or even to work for yourself, feel free to send me a note. Maybe I can help!

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6 Rules Any Investor Should Follow

I love writing about personal finance and helping people learn how to meet their goals in this area. That said, when it comes to investing, I know it can feel overwhelming if you’re not sure where to start. And even if you have experience, it never hurts to keep learning and improve your strategy.

For instance, many of us may have learned more about shoe shopping than buying stocks—and we pay for this lack of knowledge when we miss out on the returns investing can bring.

Meanwhile, some people in older generations are working longer than they’d planned. So it’s important to have an effective investing strategy for the short and long term.

To help, I recently wrote about six key investing tips for Business Insider.

Topics include:

ŸŸŸŸ–what to know about emotional investing (there are ways to avoid it)

–what it really means to diversify your portfolio (people are getting this wrong, ya’ll); and

–how much cash it actually takes to start (it’s not as much as you might think).

So how much do you actually know about investing?

Read the story to see my six tips to help you get started or grow your money. Then feel free to comment or email me and tell me what you think!

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Spotlight: “Will GoFundMe Become America’s Largest Private Insurer?”




Stories of healthcare issues abound, and I’m seeing headlines that continue to pop up. People are suffering, and their insurance—if they even have it—doesn’t always provide all needed financial support. Enter online crowdfunding campaigns, where people ask everyone from friends to strangers to help them pay for expenses, including those for health care.

I recently reported on this topic for Playboy, and medical crowdfunding campaigns continue to mount even into the early days of 2019. These campaigns are helping people who are fighting for their lives or dealing with health complications and bills. GoFundMe, for instance, is one of several crowdfunding platforms that helps people raise funds for personal causes. And with a giving community of more than 50 million people worldwide, it’s reportedly the largest social fundraising platform.

But what’s the future of these fundraising platforms? And who’s really vulnerable to having unexpected medical expenses?

Please click through to see what health care experts and GoFundMe users told me about this situation and its potential effects.


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5 Tips to Protect Your Hearing



So I love getting out to events and listening to live music. But these fun activities can have a down side. Sadly.

If you’re around loud sounds, you should know that you could be at risk for tinnitus and noise-induced hearing loss, too. These sounds can show up anywhere, from your favorite sporting events to concerts and bars.

Because this topic is so important, and because it can affect so many people, I wrote about how to avoid hearing loss and damage earlier this year for Men’s Health. Even now, the topic keeps coming up in my everyday life. Maybe because I know so many other music lovers.

The facts: Sounds are measured in decibels (dB). Those higher than 85 dB can permanently damage the hair cells in your inner ear with extended exposure, leading to hearing loss or actual damage. And it can be years before you start to notice the effects.

Please check out my story for five tips on how to protect your hearing. I do these things myself. Then tell me what you think!

Have you ever had a hearing scare, or noticed when sounds were too loud? Taking action now can help you later.


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Training for Surgery? Yes, You Can



These days, Americans train to get in shape for marathons, weddings and backpacking trips. So why not train for surgery? Tens of millions of surgeries are scheduled each year in the United States, and each can result in complications such as shock, infection or pulmonary issues: A 2012 study citing hospital data from the American College of Surgeons on 551,510 general surgery patients found a complication rate of almost 17 percent.

I recently wrote about training for surgery for The Washington Post, and interviewed several doctors to explain why it can be helpful. Posting about the topic here in the name of blog updates. (I promised I’d be back.)

Providers at several hospitals believe better preparation could help patients awaiting elective surgeries—those planned in advance, such as hip replacements or cosmetic procedures, rather than done in an emergency—avoid those problems. They designed programs to help ensure that patients enter surgery in the best condition possible, with preparation including physical and mental components.

If you’re planning a surgery, or know someone who is, please check out the story online. You’ll see the four training steps to consider and discuss with your surgeon, even if your facility doesn’t offer a formal program.



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Yes, I’m Updating My Blog. Yes, It’s Taken 5 Years (!)




Just casually lounging on a table at a luxury rental in Molokai, an island of Hawaii. 😉 SEE, these are the fun, non-bloggy things I’ve been doing.

The last time I was really here was 2013. Wow. With reference to my last (beyond old) blog post, clearly Halle Berry is no longer pregnant. But I do still think sheer fashion can be chic. And the clothes in my closet still support this theory.

Not sure why I was away from my dear blog for so long, but I’m back now. I was busy during these intervening years. Thank goodness.

I mean, I’ve been freelancing for outlets from Playboy and The Washington Post to AARP The Magazine and Men’s Health. 

My day job also changed; I’m now a health writer, so I’m no longer at the luxury lifestyle magazine where I had been senior editor. But I still live in DC, so I can still give you the details on events around town.

And I’ve been on several, big amazing, trips abroad in the years since, including to France, Spain, Italy, Taiwan, Japan, and more.

So, I mean, there’s a bit of an excuse to have been gone so long. But I’M PLANNING TO DO BETTER.

Please stick around and visit to see my thoughts and writing on all things health, lifestyle, and travel. And of course, please keep an eye on my website’s other pages, which I have been updating.

Also come say hi and follow me on Instagram and Twitter. I’m @lesliequander on both (though more often on Instagram, I admit).

Talk soon! Definitely before another five years, I promise.


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